Side-by-side · Q2 2026 data
The Bank of Baker vs Garfield County Bank
Metric by metric
| Measure | The Bank of Baker | Garfield County Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 76 (stronger) | 0 |
| Earnings | 81 (stronger) | 72 |
| Funding & liquidity | 82 | 99 (stronger) |
| Problem-loan coverage | 91 (stronger) | 52 |
| Peer percentile | 57th | 26th |
| Total assets | $160.9M | $108.0M |
| Deposits / shares | $142.2M | $90.6M |
| Capital ratio | 10.85% | 15.82% (stronger) |
| Problem loans | 0.72% (stronger) | 8.42% |
| Net charge-offs | 0.25% | 0.25% (stronger) |
| Return on assets | 1.52% (stronger) | 1.30% |
| Loans ÷ deposits | 62.4% | 52.4% (stronger) |
| Uninsured deposits | 29.3% | 15.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Baker has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Baker leads on 3 and Garfield County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.