Side-by-side · Q2 2026 data
The Bank of Baker vs Pioneer State Bank
Metric by metric
| Measure | The Bank of Baker | Pioneer State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 76 | 80 (stronger) |
| Earnings | 81 (stronger) | 0 |
| Funding & liquidity | 82 (stronger) | 68 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 57th | 43rd |
| Total assets | $160.9M | $133.5M |
| Deposits / shares | $142.2M | $100.5M |
| Capital ratio | 10.85% | 16.80% (stronger) |
| Problem loans | 0.72% | 0.59% (stronger) |
| Net charge-offs | 0.25% | -0.00% (stronger) |
| Return on assets | 1.52% (stronger) | -2.15% |
| Loans ÷ deposits | 62.4% (stronger) | 91.8% |
| Uninsured deposits | 29.3% | 14.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Baker has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Baker leads on 3 and Pioneer State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.