Side-by-side · Q2 2026 data
The Bank of Beaver City vs Oklahoma Capital Bank
Metric by metric
| Measure | The Bank of Beaver City | Oklahoma Capital Bank |
|---|---|---|
| TellerScore | 60 | 69 (stronger) |
| Capital cushion | 37 | 54 (stronger) |
| Loan quality | 55 | 90 (stronger) |
| Earnings | 69 | 72 (stronger) |
| Funding & liquidity | 89 (stronger) | 41 |
| Problem-loan coverage | 80 | 96 (stronger) |
| Peer percentile | 19th | 40th |
| Total assets | $188.6M | $196.3M |
| Deposits / shares | $170.4M | $159.8M |
| Capital ratio | 8.67% | 10.39% (stronger) |
| Problem loans | 1.34% | 0.30% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.23% | 1.29% (stronger) |
| Loans ÷ deposits | 60.6% (stronger) | 100.4% |
| Uninsured deposits | 24.3% (stronger) | 32.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oklahoma Capital Bank has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Beaver City leads on 2 and Oklahoma Capital Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.