Side-by-side · Q2 2026 data
The Bank of Charlotte County vs Beacon Credit Union, Incorporated
Metric by metric
| Measure | The Bank of Charlotte County | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 78 (stronger) | 66 |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 81 (stronger) | 60 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 91st | 63rd |
| Total assets | $222.8M | $391.6M |
| Deposits / shares | $194.5M | $342.0M |
| Capital ratio | 12.79% (stronger) | 11.60% |
| Problem loans | 0.33% | 0.24% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.29% |
| Return on assets | 3.44% (stronger) | 1.08% |
| Loans ÷ deposits | 71.3% (stronger) | 99.8% |
| Uninsured deposits | 22.1% | 2.5% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
The Bank of Charlotte County has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Charlotte County leads on 5 and Beacon Credit Union, Incorporated on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.