Side-by-side · Q2 2026 data
The Bank of Charlotte County vs CornerStone Bank
Metric by metric
| Measure | The Bank of Charlotte County | CornerStone Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 66 |
| Capital cushion | 78 (stronger) | 59 |
| Loan quality | 89 (stronger) | 71 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 81 (stronger) | 56 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 91st | 31st |
| Total assets | $222.8M | $232.8M |
| Deposits / shares | $194.5M | $198.6M |
| Capital ratio | 12.79% (stronger) | 10.86% |
| Problem loans | 0.33% (stronger) | 0.87% |
| Net charge-offs | 0.13% | -0.03% (stronger) |
| Return on assets | 3.44% (stronger) | 1.20% |
| Loans ÷ deposits | 71.3% (stronger) | 92.1% |
| Uninsured deposits | 22.1% (stronger) | 26.4% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
The Bank of Charlotte County has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Charlotte County leads on 6 and CornerStone Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.