Side-by-side · Q2 2026 data
The Bank of Clovis vs American Heritage Bank
Metric by metric
| Measure | The Bank of Clovis | American Heritage Bank |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 58 | 61 (stronger) |
| Loan quality | 92 | 93 (stronger) |
| Earnings | 71 | 94 (stronger) |
| Funding & liquidity | 74 | 88 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 64th | 84th |
| Total assets | $438.4M | $153.2M |
| Deposits / shares | $367.3M | $137.2M |
| Capital ratio | 10.84% | 11.09% (stronger) |
| Problem loans | 0.25% | 0.22% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.27% | 1.85% (stronger) |
| Loans ÷ deposits | 57.1% | 52.1% (stronger) |
| Uninsured deposits | 38.6% | 26.2% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Heritage Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Clovis leads on 0 and American Heritage Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.