Side-by-side · Q2 2026 data
The Bank of Elk River vs FM Bank
Metric by metric
| Measure | The Bank of Elk River | FM Bank |
|---|---|---|
| TellerScore | 59 | 66 (stronger) |
| Capital cushion | 41 (stronger) | 27 |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 53 | 77 (stronger) |
| Funding & liquidity | 90 (stronger) | 49 |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 17th | 31st |
| Total assets | $719.1M | $738.4M |
| Deposits / shares | $661.2M | $636.1M |
| Capital ratio | 9.14% (stronger) | 7.66% |
| Problem loans | 1.20% | 0.00% (stronger) |
| Net charge-offs | 0.49% | -0.00% (stronger) |
| Return on assets | 0.83% | 1.42% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 77.3% |
| Uninsured deposits | 16.6% (stronger) | 45.4% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
FM Bank has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Elk River leads on 3 and FM Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.