Side-by-side · Q2 2026 data
The Bank of Elk River vs Highland Bank
Metric by metric
| Measure | The Bank of Elk River | Highland Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 34 |
| Capital cushion | 41 (stronger) | 36 |
| Loan quality | 60 (stronger) | 16 |
| Earnings | 53 (stronger) | 22 |
| Funding & liquidity | 90 (stronger) | 60 |
| Problem-loan coverage | 80 (stronger) | 60 |
| Peer percentile | 17th | 1st |
| Total assets | $719.1M | $775.9M |
| Deposits / shares | $661.2M | $684.4M |
| Capital ratio | 9.14% (stronger) | 8.58% |
| Problem loans | 1.20% (stronger) | 2.51% |
| Net charge-offs | 0.49% (stronger) | 0.80% |
| Return on assets | 0.83% (stronger) | 0.04% |
| Loans ÷ deposits | 68.4% (stronger) | 80.2% |
| Uninsured deposits | 16.6% (stronger) | 33.2% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 15.5% |
The Bank of Elk River has the higher TellerScore (59 vs 34). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Elk River leads on 7 and Highland Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.