Side-by-side · Q2 2026 data
The Bank of Elk River vs Liberty Bank Minnesota
Metric by metric
| Measure | The Bank of Elk River | Liberty Bank Minnesota |
|---|---|---|
| TellerScore | 59 | 86 (stronger) |
| Capital cushion | 41 | 79 (stronger) |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 53 | 62 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 17th | 90th |
| Total assets | $719.1M | $290.2M |
| Deposits / shares | $661.2M | $262.9M |
| Capital ratio | 9.14% | 12.90% (stronger) |
| Problem loans | 1.20% | 0.00% (stronger) |
| Net charge-offs | 0.49% | 0.02% (stronger) |
| Return on assets | 0.83% | 1.04% (stronger) |
| Loans ÷ deposits | 68.4% | 51.7% (stronger) |
| Uninsured deposits | 16.6% | 9.1% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 3.3% |
Liberty Bank Minnesota has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Elk River leads on 0 and Liberty Bank Minnesota on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.