Side-by-side · Q2 2026 data
The Bank of Elk River vs The First National Bank of Milaca
Metric by metric
| Measure | The Bank of Elk River | The First National Bank of Milaca |
|---|---|---|
| TellerScore | 59 | 81 (stronger) |
| Capital cushion | 41 | 58 (stronger) |
| Loan quality | 60 | 88 (stronger) |
| Earnings | 53 | 98 (stronger) |
| Funding & liquidity | 90 (stronger) | 85 |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 17th | 80th |
| Total assets | $719.1M | $293.2M |
| Deposits / shares | $661.2M | $259.8M |
| Capital ratio | 9.14% | 10.77% (stronger) |
| Problem loans | 1.20% | 0.37% (stronger) |
| Net charge-offs | 0.49% | -0.00% (stronger) |
| Return on assets | 0.83% | 1.95% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 75.5% |
| Uninsured deposits | 16.6% | 14.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 17.0% |
The First National Bank of Milaca has the higher TellerScore (81 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Elk River leads on 1 and The First National Bank of Milaca on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Zimmerman, MN