Side-by-side · Q2 2026 data
The Bank of Forest vs FNB Picayune Bank
Metric by metric
| Measure | The Bank of Forest | FNB Picayune Bank |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 57 | 58 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 80 | 83 (stronger) |
| Problem-loan coverage | 84 | 86 (stronger) |
| Peer percentile | 37th | 90th |
| Total assets | $296.3M | $282.3M |
| Deposits / shares | $269.0M | $241.0M |
| Capital ratio | 10.91% | 15.44% (stronger) |
| Problem loans | 1.30% | 1.26% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.11% |
| Return on assets | 1.41% | 3.28% (stronger) |
| Loans ÷ deposits | 61.1% (stronger) | 75.1% |
| Uninsured deposits | 32.0% | 17.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 9.9% |
FNB Picayune Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Forest leads on 2 and FNB Picayune Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.