Side-by-side · Q2 2026 data
The Bank of Forest vs The Citizens Bank of Philadelphia, Mississippi
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of Forest | The Citizens Bank of Philadelphia, Mississippi |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 59 (stronger) | 41 |
| Loan quality | 57 | 84 (stronger) |
| Earnings | 77 (stronger) | 52 |
| Funding & liquidity | 80 | 92 (stronger) |
| Problem-loan coverage | 84 | 88 (stronger) |
| Peer percentile | 37th | 40th |
| Total assets | $296.3M | $1.6B |
| Deposits / shares | $269.0M | $1.3B |
| Capital ratio | 10.91% (stronger) | 9.11% |
| Problem loans | 1.30% | 0.47% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.29% |
| Return on assets | 1.41% (stronger) | 0.80% |
| Loans ÷ deposits | 61.1% (stronger) | 67.1% |
| Uninsured deposits | 32.0% | 16.6% (stronger) |
| Offices | 3 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
The Bank of Forest has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Forest leads on 5 and The Citizens Bank of Philadelphia, Mississippi on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Flowood, MS
- Forest, MS