Side-by-side · Q2 2026 data
The Bank of Forest vs Unity Bank of Mississippi
Metric by metric
| Measure | The Bank of Forest | Unity Bank of Mississippi |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 59 | 60 (stronger) |
| Loan quality | 57 | 73 (stronger) |
| Earnings | 77 (stronger) | 37 |
| Funding & liquidity | 80 (stronger) | 76 |
| Problem-loan coverage | 84 (stronger) | 58 |
| Peer percentile | 37th | 20th |
| Total assets | $296.3M | $281.8M |
| Deposits / shares | $269.0M | $248.2M |
| Capital ratio | 10.91% | 11.04% (stronger) |
| Problem loans | 1.30% | 0.80% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.62% |
| Return on assets | 1.41% (stronger) | 0.43% |
| Loans ÷ deposits | 61.1% | 59.8% (stronger) |
| Uninsured deposits | 32.0% (stronger) | 36.6% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
The Bank of Forest has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Forest leads on 4 and Unity Bank of Mississippi on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.