Side-by-side · Q2 2026 data
The Bank of Herrin vs State Street Bank and Trust Company
Metric by metric
| Measure | The Bank of Herrin | State Street Bank and Trust Company |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 38 | 50 (stronger) |
| Loan quality | 72 | 87 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 71 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 29th | 68th |
| Total assets | $349.2M | $357.1M |
| Deposits / shares | $326.5M | $315.5M |
| Capital ratio | 8.81% | 9.99% (stronger) |
| Problem loans | 0.83% | 0.39% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.10% |
| Return on assets | 1.23% | 2.40% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 88.8% |
| Uninsured deposits | 18.4% | 9.6% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
State Street Bank and Trust Company has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Herrin leads on 2 and State Street Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.