Side-by-side · Q2 2026 data
The Bank of Herrin vs Teutopolis State Bank
Metric by metric
| Measure | The Bank of Herrin | Teutopolis State Bank |
|---|---|---|
| TellerScore | 65 | 97 (stronger) |
| Capital cushion | 38 | 97 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 69 | 91 (stronger) |
| Funding & liquidity | 86 | 98 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 29th | 100th |
| Total assets | $349.2M | $358.5M |
| Deposits / shares | $326.5M | $309.0M |
| Capital ratio | 8.81% | 14.72% (stronger) |
| Problem loans | 0.83% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 1.23% | 1.77% (stronger) |
| Loans ÷ deposits | 70.2% | 58.4% (stronger) |
| Uninsured deposits | 18.4% | 16.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
Teutopolis State Bank has the higher TellerScore (97 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Herrin leads on 1 and Teutopolis State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.