Side-by-side · Q2 2026 data
The Bank of Houston vs Community First Banking Company
Metric by metric
| Measure | The Bank of Houston | Community First Banking Company |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 91 (stronger) | 53 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 63 | 78 (stronger) |
| Funding & liquidity | 57 | 63 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 70th | 61st |
| Total assets | $67.4M | $307.3M |
| Deposits / shares | $51.2M | $262.2M |
| Capital ratio | 14.14% (stronger) | 10.31% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 1.07% | 1.44% (stronger) |
| Loans ÷ deposits | 103.6% | 89.5% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 21.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Houston has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Houston leads on 4 and Community First Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.