Side-by-side · Q2 2026 data
The Bank of Houston vs Peoples Community Bank
Metric by metric
| Measure | The Bank of Houston | Peoples Community Bank |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 95 (stronger) | 59 |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 57 | 62 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 70th | 84th |
| Total assets | $67.4M | $735.2M |
| Deposits / shares | $51.2M | $599.8M |
| Capital ratio | 14.14% | 18.54% (stronger) |
| Problem loans | 0.16% (stronger) | 1.23% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.07% | 2.61% (stronger) |
| Loans ÷ deposits | 103.6% | 82.3% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 29.0% |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Houston leads on 2 and Peoples Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.