Side-by-side · Q2 2026 data
The Bank of Houston vs United Bank of Union
Metric by metric
| Measure | The Bank of Houston | United Bank of Union |
|---|---|---|
| TellerScore | 82 (stronger) | 48 |
| Capital cushion | 91 (stronger) | 46 |
| Loan quality | 95 (stronger) | 21 |
| Earnings | 63 | 78 (stronger) |
| Funding & liquidity | 57 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 59 |
| Peer percentile | 70th | 6th |
| Total assets | $67.4M | $577.5M |
| Deposits / shares | $51.2M | $491.1M |
| Capital ratio | 14.14% (stronger) | 9.65% |
| Problem loans | 0.16% (stronger) | 2.36% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.07% | 1.46% (stronger) |
| Loans ÷ deposits | 103.6% | 96.9% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 26.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Houston has the higher TellerScore (82 vs 48). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Houston leads on 4 and United Bank of Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.