Side-by-side · Q2 2026 data
The Bank of Missouri vs First State Community Bank
Metric by metric
| Measure | The Bank of Missouri | First State Community Bank |
|---|---|---|
| TellerScore | 55 | 73 (stronger) |
| Capital cushion | 46 | 67 (stronger) |
| Loan quality | 49 | 64 (stronger) |
| Earnings | 57 | 93 (stronger) |
| Funding & liquidity | 61 | 61 |
| Problem-loan coverage | 81 | 87 (stronger) |
| Peer percentile | 13th | 70th |
| Total assets | $4.2B | $4.5B |
| Deposits / shares | $3.6B | $3.8B |
| Capital ratio | 9.63% | 11.68% (stronger) |
| Problem loans | 1.53% | 1.07% (stronger) |
| Net charge-offs | 0.84% | 0.12% (stronger) |
| Return on assets | 0.93% | 1.82% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 90.4% |
| Uninsured deposits | 25.3% | 23.0% (stronger) |
| Offices | 29 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 15.4% |
First State Community Bank has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Missouri leads on 1 and First State Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.