Side-by-side · Q2 2026 data
The Bank of Monroe vs Farmers & Merchants Bank of Craig County
Bank
Farmers & Merchants Bank of Craig County
New Castle, Virginia · Under $100 million in assets
Metric by metric
| Measure | The Bank of Monroe | Farmers & Merchants Bank of Craig County |
|---|---|---|
| TellerScore | 85 | 92 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 75 (stronger) | 73 |
| Funding & liquidity | 90 (stronger) | 81 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 88th | 92nd |
| Total assets | $255.4M | $93.0M |
| Deposits / shares | $224.2M | $76.8M |
| Capital ratio | 13.22% | 16.87% (stronger) |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.38% (stronger) | 1.31% |
| Loans ÷ deposits | 69.1% (stronger) | 78.8% |
| Uninsured deposits | 16.4% | 10.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
Farmers & Merchants Bank of Craig County has the higher TellerScore (92 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 3 and Farmers & Merchants Bank of Craig County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.