Side-by-side · Q2 2026 data
The Bank of Monroe vs FNB Bank, Inc.
Metric by metric
| Measure | The Bank of Monroe | FNB Bank, Inc. |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 82 (stronger) | 56 |
| Loan quality | 89 (stronger) | 85 |
| Earnings | 75 (stronger) | 60 |
| Funding & liquidity | 90 (stronger) | 69 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 88th | 43rd |
| Total assets | $255.4M | $277.9M |
| Deposits / shares | $224.2M | $247.8M |
| Capital ratio | 13.22% (stronger) | 10.60% |
| Problem loans | 0.34% (stronger) | 0.45% |
| Net charge-offs | -0.01% (stronger) | 0.23% |
| Return on assets | 1.38% (stronger) | 0.99% |
| Loans ÷ deposits | 69.1% (stronger) | 84.0% |
| Uninsured deposits | 16.4% (stronger) | 21.5% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.6% |
The Bank of Monroe has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 7 and FNB Bank, Inc. on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.