Side-by-side · Q2 2026 data
The Bank of Monroe vs Williamstown Bank, Inc.
Metric by metric
| Measure | The Bank of Monroe | Williamstown Bank, Inc. |
|---|---|---|
| TellerScore | 85 (stronger) | 66 |
| Capital cushion | 82 (stronger) | 51 |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 75 (stronger) | 44 |
| Funding & liquidity | 90 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 88th | 31st |
| Total assets | $255.4M | $236.7M |
| Deposits / shares | $224.2M | $212.3M |
| Capital ratio | 13.22% (stronger) | 10.14% |
| Problem loans | 0.34% (stronger) | 0.37% |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 1.38% (stronger) | 0.60% |
| Loans ÷ deposits | 69.1% (stronger) | 88.1% |
| Uninsured deposits | 16.4% | 8.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
The Bank of Monroe has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 6 and Williamstown Bank, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.