Side-by-side · Q2 2026 data
The Bank of Romney vs Highlands Bank
Metric by metric
| Measure | The Bank of Romney | Highlands Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 42 | 70 (stronger) |
| Earnings | 75 (stronger) | 71 |
| Funding & liquidity | 66 | 71 (stronger) |
| Problem-loan coverage | 85 | 87 (stronger) |
| Peer percentile | 57th | 40th |
| Total assets | $368.8M | $407.1M |
| Deposits / shares | $283.5M | $356.8M |
| Capital ratio | 15.97% (stronger) | 11.00% |
| Problem loans | 1.73% | 0.91% (stronger) |
| Net charge-offs | 0.23% | -0.00% (stronger) |
| Return on assets | 1.37% (stronger) | 1.27% |
| Loans ÷ deposits | 94.2% | 85.8% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 18.3% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
The Bank of Romney has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Romney leads on 4 and Highlands Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.