Side-by-side · Q2 2026 data
The Bank of South Carolina vs First Capital Bank
Metric by metric
| Measure | The Bank of South Carolina | First Capital Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 68 (stronger) | 46 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 82 (stronger) | 65 |
| Funding & liquidity | 54 (stronger) | 49 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 68th | 49th |
| Total assets | $571.2M | $1.3B |
| Deposits / shares | $497.3M | $1.1B |
| Capital ratio | 11.76% (stronger) | 9.58% |
| Problem loans | 0.29% | 0.10% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 1.14% |
| Loans ÷ deposits | 73.4% (stronger) | 97.3% |
| Uninsured deposits | 44.4% | 27.1% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 5.1% |
The Bank of South Carolina has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Bank of South Carolina leads on 4 and First Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.