Side-by-side · Q2 2026 data
The Bank of South Carolina vs Latitude 32 Federal Credit Union
Credit union
Latitude 32 Federal Credit Union
Charleston, South Carolina · Under $100 million in assets
Metric by metric
| Measure | The Bank of South Carolina | Latitude 32 Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 88 (stronger) |
| Capital cushion | 68 | 98 (stronger) |
| Loan quality | 90 (stronger) | 87 |
| Earnings | 82 (stronger) | 74 |
| Funding & liquidity | 54 | 81 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 68th | 85th |
| Total assets | $571.2M | $69.5M |
| Deposits / shares | $497.3M | $58.8M |
| Capital ratio | 11.76% | 14.83% (stronger) |
| Problem loans | 0.29% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 1.56% (stronger) | 1.34% |
| Loans ÷ deposits | 73.4% (stronger) | 79.3% |
| Uninsured deposits | 44.4% | 6.3% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Latitude 32 Federal Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Bank of South Carolina leads on 4 and Latitude 32 Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.