Side-by-side · Q2 2026 data
The Bank of South Carolina vs Oconee Federal Savings and Loan Association
Bank
Oconee Federal Savings and Loan Association
Seneca, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | The Bank of South Carolina | Oconee Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 68 | 86 (stronger) |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 82 (stronger) | 50 |
| Funding & liquidity | 54 | 72 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 68th | 72nd |
| Total assets | $571.2M | $679.4M |
| Deposits / shares | $497.3M | $571.2M |
| Capital ratio | 11.76% | 13.55% (stronger) |
| Problem loans | 0.29% (stronger) | 0.33% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 0.76% |
| Loans ÷ deposits | 73.4% (stronger) | 86.8% |
| Uninsured deposits | 44.4% | 16.4% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 12.0% |
Oconee Federal Savings and Loan Association has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Bank of South Carolina leads on 3 and Oconee Federal Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.