Side-by-side · Q2 2026 data
The Bank of Southside Virginia vs Locus Bank, Inc.
Metric by metric
| Measure | The Bank of Southside Virginia | Locus Bank, Inc. |
|---|---|---|
| TellerScore | 97 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 87 (stronger) | 37 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 100th | 75th |
| Total assets | $670.3M | $359.4M |
| Deposits / shares | $489.2M | $259.3M |
| Capital ratio | 23.38% (stronger) | 21.46% |
| Problem loans | 0.08% (stronger) | 0.62% |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 3.74% (stronger) | 1.26% |
| Loans ÷ deposits | 54.3% (stronger) | 113.2% |
| Uninsured deposits | 27.3% | 26.8% (stronger) |
| Offices | 15 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Southside Virginia has the higher TellerScore (97 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Southside Virginia leads on 5 and Locus Bank, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.