TellerScore

Side-by-side · Q2 2026 data

The Bank of Tampa vs First Federal Bank

Bank

The Bank of Tampa

Tampa, Florida · $1 billion – $10 billion

70of 100
Strong

Bank

First Federal Bank

Lake City, Florida · $1 billion – $10 billion

50of 100
Below average

Metric by metric

MeasureThe Bank of TampaFirst Federal Bank
TellerScore70 (stronger)50
Capital cushion60 (stronger)58
Loan quality90 (stronger)1
Earnings70 (stronger)68
Funding & liquidity4272 (stronger)
Problem-loan coverage96 (stronger)82
Peer percentile58th7th
Total assets$3.0B$4.5B
Deposits / shares$2.7B$3.4B
Capital ratio10.97% (stronger)10.83%
Problem loans0.29% (stronger)2.96%
Net charge-offs0.03% (stronger)0.11%
Return on assets1.25% (stronger)1.19%
Loans ÷ deposits75.7%41.4% (stronger)
Uninsured deposits53.4%40.7% (stronger)
Offices1326
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)24.9%13.5%

The Bank of Tampa has the higher TellerScore (70 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tampa leads on 5 and First Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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