Side-by-side · Q2 2026 data
The Bank of Tampa vs U. S. Century Bank
Metric by metric
| Measure | The Bank of Tampa | U. S. Century Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 70 | 80 (stronger) |
| Funding & liquidity | 42 (stronger) | 24 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 58th | 53rd |
| Total assets | $3.0B | $3.0B |
| Deposits / shares | $2.7B | $2.5B |
| Capital ratio | 10.97% (stronger) | 9.97% |
| Problem loans | 0.29% | 0.09% (stronger) |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 1.25% | 1.49% (stronger) |
| Loans ÷ deposits | 75.7% (stronger) | 92.5% |
| Uninsured deposits | 53.4% (stronger) | 54.3% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.9% | 1.9% |
The Bank of Tampa has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tampa leads on 4 and U. S. Century Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.