Side-by-side · Q2 2026 data
The Bank of Vernon vs Bank of Commerce
Metric by metric
| Measure | The Bank of Vernon | Bank of Commerce |
|---|---|---|
| TellerScore | 85 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 84 (stronger) | 71 |
| Earnings | 71 (stronger) | 65 |
| Funding & liquidity | 69 (stronger) | 59 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 88th | 66th |
| Total assets | $445.4M | $1.1B |
| Deposits / shares | $373.6M | $996.2M |
| Capital ratio | 16.60% (stronger) | 12.85% |
| Problem loans | 0.47% (stronger) | 0.88% |
| Net charge-offs | 0.10% (stronger) | 0.14% |
| Return on assets | 1.27% (stronger) | 1.13% |
| Loans ÷ deposits | 87.8% | 65.2% (stronger) |
| Uninsured deposits | 18.2% (stronger) | 47.2% |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.1% |
The Bank of Vernon has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Vernon leads on 6 and Bank of Commerce on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.