Side-by-side · Q2 2026 data
The Bank of Vernon vs BankFirst Financial Services
Metric by metric
| Measure | The Bank of Vernon | BankFirst Financial Services |
|---|---|---|
| TellerScore | 85 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 84 (stronger) | 74 |
| Earnings | 71 (stronger) | 64 |
| Funding & liquidity | 69 | 70 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 88th | 53rd |
| Total assets | $445.4M | $3.3B |
| Deposits / shares | $373.6M | $2.8B |
| Capital ratio | 16.60% (stronger) | 10.86% |
| Problem loans | 0.47% (stronger) | 0.77% |
| Net charge-offs | 0.10% (stronger) | 0.10% |
| Return on assets | 1.27% (stronger) | 1.10% |
| Loans ÷ deposits | 87.8% | 79.3% (stronger) |
| Uninsured deposits | 18.2% (stronger) | 24.3% |
| Offices | 4 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
The Bank of Vernon has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Vernon leads on 6 and BankFirst Financial Services on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.