Side-by-side · Q2 2026 data
The Baxter State Bank vs Exchange State Bank
Metric by metric
| Measure | The Baxter State Bank | Exchange State Bank |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 70 | 84 (stronger) |
| Funding & liquidity | 97 (stronger) | 83 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 76th | 86th |
| Total assets | $25.2M | $105.0M |
| Deposits / shares | $19.2M | $88.1M |
| Capital ratio | 19.75% (stronger) | 11.59% |
| Problem loans | 1.11% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.24% | 1.59% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 77.0% |
| Uninsured deposits | 12.3% (stronger) | 12.5% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), The Baxter State Bank leads on 3 and Exchange State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.