Side-by-side · Q2 2026 data
The Baxter State Bank vs Legacy Credit Union
Metric by metric
| Measure | The Baxter State Bank | Legacy Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 63 (stronger) | 47 |
| Earnings | 70 | 79 (stronger) |
| Funding & liquidity | 97 (stronger) | 88 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 76th | 65th |
| Total assets | $25.2M | $25.4M |
| Deposits / shares | $19.2M | $20.8M |
| Capital ratio | 19.75% (stronger) | 17.47% |
| Problem loans | 1.11% (stronger) | 1.60% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 1.24% | 1.47% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 72.2% |
| Uninsured deposits | 12.3% | 2.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Baxter State Bank has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Baxter State Bank leads on 5 and Legacy Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.