Side-by-side · Q2 2026 data
The Baxter State Bank vs People's Bank of Seneca
Metric by metric
| Measure | The Baxter State Bank | People's Bank of Seneca |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 63 | 66 (stronger) |
| Earnings | 70 | 75 (stronger) |
| Funding & liquidity | 97 (stronger) | 65 |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 76th | 29th |
| Total assets | $25.2M | $495.5M |
| Deposits / shares | $19.2M | $440.9M |
| Capital ratio | 19.75% (stronger) | 10.08% |
| Problem loans | 1.11% | 1.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.24% | 1.37% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 95.2% |
| Uninsured deposits | 12.3% (stronger) | 15.1% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
The Baxter State Bank has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Baxter State Bank leads on 5 and People's Bank of Seneca on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.