Side-by-side · Q2 2026 data
The Baxter State Bank vs The Peoples State Bank
Metric by metric
| Measure | The Baxter State Bank | The Peoples State Bank |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 63 | 89 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 97 (stronger) | 49 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 76th | 87th |
| Total assets | $25.2M | $23.5M |
| Deposits / shares | $19.2M | $17.4M |
| Capital ratio | 19.75% | 19.83% (stronger) |
| Problem loans | 1.11% | 0.33% (stronger) |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | 1.24% | 2.87% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 117.7% |
| Uninsured deposits | 12.3% (stronger) | 16.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples State Bank has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The Baxter State Bank leads on 2 and The Peoples State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.