Side-by-side · Q2 2026 data
The Berkshire Bank vs Wallkill Valley Federal Savings and Loan Association
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | The Berkshire Bank | Wallkill Valley Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 55 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 41 | 47 (stronger) |
| Funding & liquidity | 65 | 70 (stronger) |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 11th | 37th |
| Total assets | $530.0M | $485.0M |
| Deposits / shares | $397.5M | $416.7M |
| Capital ratio | 24.16% (stronger) | 9.17% |
| Problem loans | 12.68% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.53% | 0.68% (stronger) |
| Loans ÷ deposits | 33.9% (stronger) | 83.6% |
| Uninsured deposits | 46.3% | 20.9% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Wallkill Valley Federal Savings and Loan Association has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Berkshire Bank leads on 2 and Wallkill Valley Federal Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.