Side-by-side · Q2 2026 data
The Bippus State Bank vs The Napoleon State Bank
Metric by metric
| Measure | The Bippus State Bank | The Napoleon State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 70 (stronger) | 61 |
| Loan quality | 71 (stronger) | 63 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 57 | 77 (stronger) |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 64th | 43rd |
| Total assets | $458.9M | $499.2M |
| Deposits / shares | $391.9M | $440.4M |
| Capital ratio | 11.99% (stronger) | 11.07% |
| Problem loans | 0.86% (stronger) | 1.10% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 2.42% (stronger) | 1.47% |
| Loans ÷ deposits | 90.1% | 81.8% (stronger) |
| Uninsured deposits | 26.5% | 16.0% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bippus State Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bippus State Bank leads on 5 and The Napoleon State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.