Side-by-side · Q2 2026 data
The Bippus State Bank vs The Peoples State Bank
Metric by metric
| Measure | The Bippus State Bank | The Peoples State Bank |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 70 (stronger) | 55 |
| Loan quality | 71 | 94 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 57 | 82 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 64th | 72nd |
| Total assets | $458.9M | $506.6M |
| Deposits / shares | $391.9M | $444.3M |
| Capital ratio | 11.99% (stronger) | 10.47% |
| Problem loans | 0.86% | 0.19% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 2.42% (stronger) | 1.48% |
| Loans ÷ deposits | 90.1% | 61.8% (stronger) |
| Uninsured deposits | 26.5% (stronger) | 29.5% |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.7% |
The Peoples State Bank has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Bippus State Bank leads on 3 and The Peoples State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.