Side-by-side · Q2 2026 data
The Blue Grass Valley Bank vs Burke & Herbert Bank & Trust Company
Metric by metric
| Measure | The Blue Grass Valley Bank | Burke & Herbert Bank & Trust Company |
|---|---|---|
| TellerScore | 61 | 65 (stronger) |
| Capital cushion | 50 | 73 (stronger) |
| Loan quality | 60 | 60 |
| Earnings | 41 | 62 (stronger) |
| Funding & liquidity | 96 (stronger) | 50 |
| Problem-loan coverage | 87 (stronger) | 86 |
| Peer percentile | 19th | 54th |
| Total assets | $59.9M | $11.0B |
| Deposits / shares | $53.6M | $9.0B |
| Capital ratio | 9.97% | 12.26% (stronger) |
| Problem loans | 1.20% | 1.19% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 0.54% | 1.06% (stronger) |
| Loans ÷ deposits | 64.1% (stronger) | 87.9% |
| Uninsured deposits | 5.9% (stronger) | 35.1% |
| Offices | 2 | 101 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.9% |
Burke & Herbert Bank & Trust Company has the higher TellerScore (65 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Blue Grass Valley Bank leads on 3 and Burke & Herbert Bank & Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Monterey, VA