Side-by-side · Q2 2026 data
The Blue Grass Valley Bank vs Farmers & Merchants Bank of Craig County
Bank
Farmers & Merchants Bank of Craig County
New Castle, Virginia · Under $100 million in assets
Metric by metric
| Measure | The Blue Grass Valley Bank | Farmers & Merchants Bank of Craig County |
|---|---|---|
| TellerScore | 61 | 92 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 41 | 73 (stronger) |
| Funding & liquidity | 96 (stronger) | 81 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 19th | 92nd |
| Total assets | $59.9M | $93.0M |
| Deposits / shares | $53.6M | $76.8M |
| Capital ratio | 9.97% | 16.87% (stronger) |
| Problem loans | 1.20% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.54% | 1.31% (stronger) |
| Loans ÷ deposits | 64.1% (stronger) | 78.8% |
| Uninsured deposits | 5.9% (stronger) | 10.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
Farmers & Merchants Bank of Craig County has the higher TellerScore (92 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Blue Grass Valley Bank leads on 3 and Farmers & Merchants Bank of Craig County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.