Side-by-side · Q2 2026 data
The Blue Grass Valley Bank vs Miners Exchange Bank
Metric by metric
| Measure | The Blue Grass Valley Bank | Miners Exchange Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 42 |
| Capital cushion | 50 | 74 (stronger) |
| Loan quality | 60 (stronger) | 0 |
| Earnings | 41 (stronger) | 0 |
| Funding & liquidity | 96 (stronger) | 91 |
| Problem-loan coverage | 87 (stronger) | 64 |
| Peer percentile | 19th | 5th |
| Total assets | $59.9M | $93.5M |
| Deposits / shares | $53.6M | $81.0M |
| Capital ratio | 9.97% | 12.40% (stronger) |
| Problem loans | 1.20% (stronger) | 3.16% |
| Net charge-offs | -0.01% (stronger) | 0.25% |
| Return on assets | 0.54% (stronger) | -0.51% |
| Loans ÷ deposits | 64.1% (stronger) | 69.3% |
| Uninsured deposits | 5.9% (stronger) | 9.0% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Blue Grass Valley Bank has the higher TellerScore (61 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The Blue Grass Valley Bank leads on 6 and Miners Exchange Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.