TellerScore

Side-by-side · Q2 2026 data

The Brady National Bank vs Bank of South Texas

Bank

The Brady National Bank

Brady, Texas · $100 million – $1 billion

75of 100
Strong

Bank

Bank of South Texas

Mcallen, Texas · $100 million – $1 billion

86of 100
Very strong

Metric by metric

MeasureThe Brady National BankBank of South Texas
TellerScore7586 (stronger)
Capital cushion50100 (stronger)
Loan quality100 (stronger)92
Earnings69 (stronger)64
Funding & liquidity73 (stronger)67
Problem-loan coverage99 (stronger)98
Peer percentile61st90th
Total assets$167.7M$174.5M
Deposits / shares$153.2M$141.1M
Capital ratio10.00%16.63% (stronger)
Problem loans0.00% (stronger)0.23%
Net charge-offs0.01%0.00% (stronger)
Return on assets1.23% (stronger)1.10%
Loans ÷ deposits49.8% (stronger)88.2%
Uninsured deposits39.5%19.7% (stronger)
Offices17
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Bank of South Texas has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Brady National Bank leads on 3 and Bank of South Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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