Side-by-side · Q2 2026 data
The Brady National Bank vs First State Bank
Metric by metric
| Measure | The Brady National Bank | First State Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 50 | 91 (stronger) |
| Loan quality | 100 (stronger) | 37 |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 73 | 85 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 61st | 72nd |
| Total assets | $167.7M | $174.3M |
| Deposits / shares | $153.2M | $148.1M |
| Capital ratio | 10.00% | 14.14% (stronger) |
| Problem loans | 0.00% (stronger) | 1.90% |
| Net charge-offs | 0.01% (stronger) | 1.04% |
| Return on assets | 1.23% | 2.06% (stronger) |
| Loans ÷ deposits | 49.8% | 38.8% (stronger) |
| Uninsured deposits | 39.5% | 28.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Brady National Bank leads on 2 and First State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.