Side-by-side · Q2 2026 data
The Brenham National Bank vs Citizens National Bank
Metric by metric
| Measure | The Brenham National Bank | Citizens National Bank |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 68 | 77 (stronger) |
| Loan quality | 49 | 100 (stronger) |
| Earnings | 76 | 84 (stronger) |
| Funding & liquidity | 86 (stronger) | 73 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 40th | 90th |
| Total assets | $517.7M | $691.8M |
| Deposits / shares | $464.5M | $604.0M |
| Capital ratio | 11.76% | 12.73% (stronger) |
| Problem loans | 1.54% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.41% | 1.61% (stronger) |
| Loans ÷ deposits | 60.1% (stronger) | 68.9% |
| Uninsured deposits | 27.5% (stronger) | 31.1% |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
Citizens National Bank has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Brenham National Bank leads on 2 and Citizens National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.