Side-by-side · Q2 2026 data
The Brenham National Bank vs Citizens State Bank
Metric by metric
| Measure | The Brenham National Bank | Citizens State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 44 |
| Capital cushion | 68 | 82 (stronger) |
| Loan quality | 49 (stronger) | 0 |
| Earnings | 76 (stronger) | 42 |
| Funding & liquidity | 86 (stronger) | 34 |
| Problem-loan coverage | 84 (stronger) | 63 |
| Peer percentile | 40th | 4th |
| Total assets | $517.7M | $511.4M |
| Deposits / shares | $464.5M | $449.2M |
| Capital ratio | 11.76% | 13.18% (stronger) |
| Problem loans | 1.54% (stronger) | 3.10% |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 1.41% (stronger) | 0.55% |
| Loans ÷ deposits | 60.1% (stronger) | 82.0% |
| Uninsured deposits | 27.5% (stronger) | 54.5% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
The Brenham National Bank has the higher TellerScore (69 vs 44). On the 7 directional measures above (where higher or lower is clearly better), The Brenham National Bank leads on 6 and Citizens State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.