Side-by-side · Q2 2026 data
The Brenham National Bank vs State Bank of De Kalb
Metric by metric
| Measure | The Brenham National Bank | State Bank of De Kalb |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 68 | 72 (stronger) |
| Loan quality | 49 | 92 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 54 |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 40th | 82nd |
| Total assets | $517.7M | $519.9M |
| Deposits / shares | $464.5M | $455.1M |
| Capital ratio | 11.76% | 12.17% (stronger) |
| Problem loans | 1.54% | 0.24% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.41% | 2.29% (stronger) |
| Loans ÷ deposits | 60.1% (stronger) | 83.5% |
| Uninsured deposits | 27.5% (stronger) | 35.8% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
State Bank of De Kalb has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Brenham National Bank leads on 3 and State Bank of De Kalb on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.