Side-by-side · Q2 2026 data
The Bridgeway Federal Credit Union vs Jefferson Credit Union
Credit union
The Bridgeway Federal Credit Union
Phenix City, Alabama · Under $100 million in assets
Metric by metric
| Measure | The Bridgeway Federal Credit Union | Jefferson Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 66 (stronger) | 54 |
| Earnings | 29 | 54 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 44th | 28th |
| Total assets | $62.3M | $91.4M |
| Deposits / shares | $51.1M | $80.9M |
| Capital ratio | 16.27% (stronger) | 10.33% |
| Problem loans | 1.01% (stronger) | 1.38% |
| Net charge-offs | 0.78% (stronger) | 0.90% |
| Return on assets | 0.24% | 0.85% (stronger) |
| Loans ÷ deposits | 88.5% | 58.1% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 6.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.8% |
The Bridgeway Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Bridgeway Federal Credit Union leads on 5 and Jefferson Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.