Side-by-side · Q2 2026 data
The Callaway Bank vs People's Bank of Seneca
Metric by metric
| Measure | The Callaway Bank | People's Bank of Seneca |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 51 | 51 |
| Loan quality | 74 (stronger) | 66 |
| Earnings | 75 | 75 |
| Funding & liquidity | 63 | 65 (stronger) |
| Problem-loan coverage | 89 (stronger) | 83 |
| Peer percentile | 34th | 29th |
| Total assets | $511.5M | $495.5M |
| Deposits / shares | $429.6M | $440.9M |
| Capital ratio | 10.12% (stronger) | 10.08% |
| Problem loans | 0.78% (stronger) | 1.01% |
| Net charge-offs | -0.07% (stronger) | 0.01% |
| Return on assets | 1.37% (stronger) | 1.37% |
| Loans ÷ deposits | 87.8% (stronger) | 95.2% |
| Uninsured deposits | 23.6% | 15.1% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 12.4% |
The Callaway Bank has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Callaway Bank leads on 6 and People's Bank of Seneca on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.