Side-by-side · Q2 2026 data
The Callaway Bank vs United Credit Union
Metric by metric
| Measure | The Callaway Bank | United Credit Union |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 74 | 87 (stronger) |
| Earnings | 75 (stronger) | 68 |
| Funding & liquidity | 63 | 85 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 34th | 92nd |
| Total assets | $511.5M | $302.1M |
| Deposits / shares | $429.6M | $253.5M |
| Capital ratio | 10.12% | 15.17% (stronger) |
| Problem loans | 0.78% | 0.40% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.64% |
| Return on assets | 1.37% (stronger) | 1.19% |
| Loans ÷ deposits | 87.8% | 75.5% (stronger) |
| Uninsured deposits | 23.6% | 6.3% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
United Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Callaway Bank leads on 2 and United Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Columbia, MO
- Fulton, MO