Side-by-side · Q2 2026 data
The Canandaigua National Bank and Trust Company vs Genesee Regional Bank
Bank
The Canandaigua National Bank and Trust Company
Canandaigua, New York · $1 billion – $10 billion
Metric by metric
| Measure | The Canandaigua National Bank and Trust Company | Genesee Regional Bank |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 40 | 60 (stronger) |
| Loan quality | 72 | 80 (stronger) |
| Earnings | 71 | 81 (stronger) |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 21st | 66th |
| Total assets | $5.4B | $1.3B |
| Deposits / shares | $4.6B | $1.1B |
| Capital ratio | 9.01% | 10.97% (stronger) |
| Problem loans | 0.83% | 0.59% (stronger) |
| Net charge-offs | 0.10% | 0.05% (stronger) |
| Return on assets | 1.27% | 1.54% (stronger) |
| Loans ÷ deposits | 88.9% | 83.4% (stronger) |
| Uninsured deposits | 33.8% (stronger) | 35.7% |
| Offices | 28 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 5.7% |
Genesee Regional Bank has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Canandaigua National Bank and Trust Company leads on 1 and Genesee Regional Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.